Why you should buy junk silver.
Junk Silver is US currency Minted in 1964 or older. (Excluding pennies and most Nickels) Dimes, Quarters, Half Dollars, and dollar coins are made of 90% Silver. They aren't anymore because silver is worth more than the actual coin. For example, A half dollar minted in 1964 or older is "50 cents". But the silver content makes it worth about $5.23 with the current spot price ($14.47 an ounce) Now back to earlier when I said silver is not in most nickels. Nickels from 1942-1945 are 35% silver. Some 1942 nickels aren't silver though. The easiest way to determine if the nickel is silver or not is by looking at the back of the coin. There will be a letter ( P, D, or S) above the Monticello (the big building). These silver nickels are also known as "War Nickels".
Half dollars Minted between 1965- 1970 are made of 40% silver. These and the war nickels are the only exceptions for the 1964 and older are silver rule.
Sometimes you can find silver coins in your change, but it's very rare because many people over the decades have been taking silver coins out of circulation. But you should still check your change because you never know!
Another great thing about junk silver is you can search through them for errors, key dates, and varieties. If you happen to find one of them, you could easily sell it for more than the silver price.
What's great about junk silver is even if the price of silver fell to 1 dollar an ounce ( very unlikely) The coin will still have more value than that because of coin collectors. So it basically has two values!
If your house were to catch on fire, the junk silver would just melt if it got hot enough. You'll Still have your money! Just in a blob, but if your paper money caught on fire it would just burn up. All your money, gone.